Insurance in Poland 2026 — Car, Property and Health

Insurance in Poland — this is not just a formal requirement, but a real tool for protecting your finances and health. In 2026, the insurance market offers foreigners a wide range of opportunities to protect their lives, property, and civil liability.

PROPERTY INSURANCE FOR MORTGAGES

When applying for a loan, the bank will require property insurance (against fire and flooding). We help select policies that meet all bank requirements while costing less than standard offers. We also recommend insurance for movable property — this will protect your electronics and furniture inside the apartment.

CAR INSURANCE: OC AND AC

Every motor vehicle owner in Poland is required to have an OC (Civil Liability Insurance) policy. We can help you:

• Compare prices: We'll find the best deal among the largest insurance companies (PZU, Warta, Ergo Hestia).
• Apply for AC: Full protection for your car against theft or damage due to your fault.
• Assistance: 24/7 roadside assistance anywhere in Europe.

MEDICAL INSURANCE

In addition to mandatory contributions to NFZ, many people choose private medical insurance. This guarantees access to specialist doctors without months of waiting, modern diagnostic centers, and high-quality service. We will select a package that covers the needs of your entire family.

YOUR RELIABLE PARTNER BYHOME

We handle the analysis of the insurance market for you. Our goal is for you to understand every point of the agreement. We will explain the nuances of insurance cases in your language and help finalize the policy remotely in 15 minutes.